Md Rezaul Karim

Md Shajalal, Md Atabuzzaman, Maksuda Bilkis Baby et al.

Textual entailment recognition is one of the basic natural language understanding(NLU) tasks. Understanding the meaning of sentences is a prerequisite before applying any natural language processing(NLP) techniques to automatically recognize the textual entailment. A text entails a hypothesis if and only if the true value of the hypothesis follows the text. Classical approaches generally utilize the feature value of each word from word embedding to represent the sentences. In this paper, we propose a novel approach to identifying the textual entailment relationship between text and hypothesis, thereby introducing a new semantic feature focusing on empirical threshold-based semantic text representation. We employ an element-wise Manhattan distance vector-based feature that can identify the semantic entailment relationship between the text-hypothesis pair. We carried out several experiments on a benchmark entailment classification(SICK-RTE) dataset. We train several machine learning(ML) algorithms applying both semantic and lexical features to classify the text-hypothesis pair as entailment, neutral, or contradiction. Our empirical sentence representation technique enriches the semantic information of the texts and hypotheses found to be more efficient than the classical ones. In the end, our approach significantly outperforms known methods in understanding the meaning of the sentences for the textual entailment classification task.

Md. Naim Molla, Md Muhtasim Munif Fahim, Md. Binyamin et al.

For millions of users in developing economies who depend on mobile banking as their primary gateway to financial services, app quality directly shapes financial access. The study analyzed 5,652 Google Play reviews in English and Bangla (filtered from 11,414 raw reviews) for four Bangladeshi government banking apps. The authors used a hybrid labeling approach that combined use of the reviewer's star rating for each review along with a separate independent XLM-RoBERTa classifier to produce moderate inter-method agreement (kappa = 0.459). Traditional models outperformed transformer-based ones: Random Forest produced the highest accuracy (0.815), while Linear SVM produced the highest weighted F1 score (0.804); both were higher than the performance of fine-tuned XLM-RoBERTa (0.793). McNemar's test confirmed that all classical models were significantly superior to the off-the-shelf XLM-RoBERTa (p < 0.05), while differences with the fine-tuned variant were not statistically significant. DeBERTa-v3 was applied to analyze the sentiment at the aspect level across the reviews for the four apps; the reviewers expressed their dissatisfaction primarily with the speed of transactions and with the poor design of interfaces; eJanata app received the worst ratings from the reviewers across all apps. Three policy recommendations are made based on these findings - remediation of app quality, trust-centred release management, and Bangla-first NLP adoption - to assist state-owned banks in moving towards improving their digital services through data-driven methods. Notably, a 16.1-percentage-point accuracy gap between Bangla and English text highlights the need for low-resource language model development.

Md Muhtasim Munif Fahim, Md Rezaul Karim

Neural scaling laws describe how language model loss decreases with parameters and data, but treat architecture as interchangeable--a billion parameters could arise from a shallow-wide model (10 layers & 8,192 hidden dimension) or a deep-narrow one (80 layers & 2,048 hidden dimension). We propose architecture-conditioned scaling laws decomposing this dependence, finding that optimal depth scales as D* ~ C^0.12 while optimal width scales as W* ~ C^0.34, meaning width should grow 2.8x faster than depth. We discover a critical depth phenomenon: beyond D_crit ~ W^0.44 (sublinear in W), adding layers increases loss despite adding parameters--the Depth Delusion. Empirically, we validate these findings across 30 transformer architectures spanning 17M to 7B parameters, each trained on representative high-compute samples, achieving R^2 = 0.922. Our central finding: at 7B scale, a 64-layer model (6.38B params) underperforms a 32-layer model (6.86B params) by 0.12 nats, despite being significantly deeper. This demonstrates that optimal depth-width tradeoffs persist at the production scale.

Md Muhtasim Munif Fahim, Md Rezaul Karim

A large number of children experience preventable developmental delays each year, yet the deployment of machine learning in new countries has been stymied by a data bottleneck: reliable models require thousands of samples, while new programs begin with fewer than 100. We introduce the first pre-trained encoder for global child development, trained on 357,709 children across 44 countries using UNICEF survey data. With only 50 training samples, the pre-trained encoder achieves an average AUC of 0.65 (95% CI: 0.56-0.72), outperforming cold-start gradient boosting at 0.61 by 8-12% across regions. At N=500, the encoder achieves an AUC of 0.73. Zero-shot deployment to unseen countries achieves AUCs up to 0.84. We apply a transfer learning bound to explain why pre-training diversity enables few-shot generalization. These results establish that pre-trained encoders can transform the feasibility of ML for SDG 4.2.1 monitoring in resource-constrained settings.

Md Muhtasim Munif Fahim, Md Rezaul Karim

The predictive machine learning models for child mortality tend to be inaccurate when applied to future populations, since they suffer from look-ahead bias due to the randomization used in cross-validation. The Demographic and Health Surveys (DHS) data from Bangladesh for 2011-2022, with n = 33,962, are used in this paper. We trained the model on (2011-2014) data, validated it on 2017 data, and tested it on 2022 data. Eight years after the initial test of the model, a genetic algorithm-based Neural Architecture Search found a single-layer neural architecture (with 64 units) to be superior to XGBoost (AUROC = 0.76 vs. 0.73; p < 0.01). Additionally, through a detailed fairness audit, we identified an overall "Socioeconomic Predictive Gradient," with a positive correlation between regional poverty level (r = -0.62) and the algorithm's AUC. In addition, we found that the model performed at its highest levels in the least affluent divisions (AUC 0.74) and decreased dramatically in the wealthiest divisions (AUC 0.66). These findings suggest that the model is identifying areas with the greatest need for intervention. Our model would identify approximately 1300 additional at-risk children annually than a Gradient Boosting model when screened at the 10% level and validated using SHAP values and Platt Calibration, and therefore provide a robust, production-ready computational phenotype for targeted maternal and child health interventions.