Khandaker Mamun Ahmed

Tapiwa Amion Chinodakufa, Ashfaq Ali Shafin, Khandaker Mamun Ahmed

Synthetic data generation offers promise for addressing data scarcity and privacy concerns in educational technology, yet practitioners lack empirical guidance for selecting between traditional resampling techniques and modern deep learning approaches. This study presents the first systematic benchmark comparing these paradigms using a 10,000-record student performance dataset. We evaluate three resampling methods (SMOTE, Bootstrap, Random Oversampling) against three deep learning models (Autoencoder, Variational Autoencoder, Copula-GAN) across multiple dimensions: distributional fidelity (Kolmogorov-Smirnov distance, Jensen-Shannon divergence), machine learning utility such as Train-on-Synthetic-Test-on-Real scores (TSTR), and privacy preservation (Distance to Closest Record). Our findings reveal a fundamental trade-off: resampling methods achieve near-perfect utility (TSTR: 0.997) but completely fail privacy protection (DCR ~ 0.00), while deep learning models provide strong privacy guarantees (DCR ~ 1.00) at significant utility cost. Variational Autoencoders emerge as the optimal compromise, maintaining 83.3% predictive performance while ensuring complete privacy protection. We also provide actionable recommendations: use traditional resampling for internal development where privacy is controlled, and VAEs for external data sharing where privacy is paramount. This work establishes a foundational benchmark and practical decision framework for synthetic data generation in learning analytics.

Adam Bradley, John Hastings, Khandaker Mamun Ahmed

The insurance industry is undergoing a paradigm shift through the adoption of artificial intelligence (AI) technologies, particularly in the realm of intelligent conversational agents. Chatbots have evolved into sophisticated AI-driven systems capable of automating complex workflows, including policy recommendation and claims triage, while simultaneously enabling dynamic, context-aware user engagement. This paper presents the design, implementation, and empirical evaluation of Axlerod, an AI-powered conversational interface designed to improve the operational efficiency of independent insurance agents. Leveraging natural language processing (NLP), retrieval-augmented generation (RAG), and domain-specific knowledge integration, Axlerod demonstrates robust capabilities in parsing user intent, accessing structured policy databases, and delivering real-time, contextually relevant responses. Experimental results underscore Axlerod's effectiveness, achieving an overall accuracy of 93.18% in policy retrieval tasks while reducing the average search time by 2.42 seconds. This work contributes to the growing body of research on enterprise-grade AI applications in insurtech, with a particular focus on agent-assistive rather than consumer-facing architectures.

Bijay Shakya, Catherine Hoier, Khandaker Mamun Ahmed

Rapid and accurate structural damage assessment following natural disasters is critical for effective emergency response and recovery. However, remote sensing imagery often suffers from low spatial resolution, contextual ambiguity, and limited semantic interpretability, reducing the reliability of traditional detection pipelines. In this work, we propose a novel hybrid framework that integrates AI-based super-resolution, deep learning object detection, and Vision-Language Models (VLMs) for comprehensive post-disaster building damage assessment. First, we enhance pre- and post-disaster satellite imagery using a Video Restoration Transformer (VRT) to upscale images from 1024x1024 to 4096x4096 resolution, improving structural detail visibility. Next, a YOLOv11-based detector localizes buildings in pre-disaster imagery, and cropped building regions are analyzed using VLMs to semantically assess structural damage across four severity levels. To ensure robust evaluation in the absence of ground-truth captions, we employ CLIPScore for reference-free semantic alignment and introduce a multi-model VLM-as-a-Jury strategy to reduce individual model bias in safety-critical decision making. Experiments on subsets of the xBD dataset, including the Moore Tornado and Hurricane Matthew events, demonstrate that the proposed framework enhances the semantic interpretation of damaged buildings. In addition, our framework provides helpful recommendations to first responders for recovery based on damage analysis.

Catherine Hoier, Khandaker Mamun Ahmed

Natural disasters pose significant challenges to timely and accurate damage assessment due to their sudden onset and the extensive areas they affect. Traditional assessment methods are often labor-intensive, costly, and hazardous to personnel, making them impractical for rapid response, especially in resource-limited settings. This study proposes a novel, cost-effective framework that leverages aerial drone footage, an advanced AI-based video super-resolution model, Video Restoration Transformer (VRT), and Gemma3:27b, a 27 billion parameter Visual Language Model (VLM). This integrated system is designed to improve low-resolution disaster footage, identify structural damage, and classify buildings into four damage categories, ranging from no/slight damage to total destruction, along with associated risk levels. The methodology was validated using pre- and post-event drone imagery from the 2023 Turkey earthquakes (courtesy of The Guardian) and satellite data from the 2013 Moore Tornado (xBD dataset). The framework achieved a classification accuracy of 84.5%, demonstrating its ability to provide highly accurate results. Furthermore, the system's accessibility allows non-technical users to perform preliminary analyses, thereby improving the responsiveness and efficiency of disaster management efforts.