Aikaterini Mandilara

Ralntion Komini, Aikaterini Mandilara, Georgios Maragkopoulos et al.

We investigate variational quantum classifiers (VQCs) for land-cover classification from multispectral satellite imagery, adopting a feature-map perspective in which the quantum circuit defines a nonlinear data embedding while the readout determines how this representation is exploited. Using the EuroSAT-MS dataset, we perform a systematic one-vs-one evaluation across all class pairs under a controlled experimental protocol, comparing classical baselines (logistic regression, SVMs, neural networks) with VQCs employing both linear readout and quantum-kernel SVM strategies. Our results show that, while VQCs with linear readout do not outperform strong classical baselines such as RBF-SVM, the same trained quantum feature map can significantly improve performance when reused within a kernel-based decision framework. A qubit-count sweep further reveals saturation effects consistent with the mismatch between exponential Hilbert space dimension and linear parameter scaling. Overall, our findings highlight that the effectiveness of quantum models depends critically on the interplay between representation and readout, and that meaningful gains may arise from combining learned quantum feature maps with classical decision mechanisms rather than seeking direct replacement of classical models.

Georgios Maragkopoulos, Lazaros Chavatzoglou, Aikaterini Mandilara et al.

In finance, predictive models must balance accuracy and interpretability, particularly in credit risk assessment, where model decisions carry material consequences. We present a quantum neural network (QNN) based on a single qudit, in which both data features and trainable parameters are co-encoded within a unified unitary evolution generated by the full Lie algebra. This design explores the entire Hilbert space while enabling interpretability through the magnitudes of the learned coefficients. We benchmark our model on a real-world, imbalanced credit-risk dataset from Taiwan. The proposed QNN consistently outperforms LR and reaches the results of random forest models in macro-F1 score while preserving a transparent correspondence between learned parameters and input feature importance. To quantify the interpretability of the proposed model, we introduce two complementary metrics: (i) the edit distance between the model's feature ranking and that of LR, and (ii) a feature-poisoning test where selected features are replaced with noise. Results indicate that the proposed quantum model achieves competitive performance while offering a tractable path toward interpretable quantum learning.