Yingru Lin

Chunjing Gan, Binbin Hu, Bo Huang et al.

In this paper, we highlight that both conformity and risk preference matter in making fund investment decisions beyond personal interest and seek to jointly characterize these aspects in a disentangled manner. Consequently, we develop a novel M ulti-granularity Graph Disentangled Learning framework named MGDL to effectively perform intelligent matching of fund investment products. Benefiting from the well-established fund graph and the attention module, multi-granularity user representations are derived from historical behaviors to separately express personal interest, conformity and risk preference in a fine-grained way. To attain stronger disentangled representations with specific semantics, MGDL explicitly involve two self-supervised signals, i.e., fund type based contrasts and fund popularity. Extensive experiments in offline and online environments verify the effectiveness of MGDL.

Yiying Wang, Xiaojing Li, Binzhu Wang et al.

In domain-specific applications, GPT-4, augmented with precise prompts or Retrieval-Augmented Generation (RAG), shows notable potential but faces the critical tri-lemma of performance, cost, and data privacy. High performance requires sophisticated processing techniques, yet managing multiple agents within a complex workflow often proves costly and challenging. To address this, we introduce the PEER (Plan, Execute, Express, Review) multi-agent framework. This systematizes domain-specific tasks by integrating precise question decomposition, advanced information retrieval, comprehensive summarization, and rigorous self-assessment. Given the concerns of cost and data privacy, enterprises are shifting from proprietary models like GPT-4 to custom models, striking a balance between cost, security, and performance. We developed industrial practices leveraging online data and user feedback for efficient model tuning. This study provides best practice guidelines for applying multi-agent systems in domain-specific problem-solving and implementing effective agent tuning strategies. Our empirical studies, particularly in the financial question-answering domain, demonstrate that our approach achieves 95.0% of GPT-4's performance, while effectively managing costs and ensuring data privacy.