Chen Fu

Weiyu Guo, Zhijiang Yang, Shu Wu et al.

Due to the powerful learning ability on high-rank and non-linear features, deep neural networks (DNNs) are being applied to data mining and machine learning in various fields, and exhibit higher discrimination performance than conventional methods. However, the applications based on DNNs are rare in enterprise credit rating tasks because most of DNNs employ the "end-to-end" learning paradigm, which outputs the high-rank representations of objects and predictive results without any explanations. Thus, users in the financial industry cannot understand how these high-rank representations are generated, what do they mean and what relations exist with the raw inputs. Then users cannot determine whether the predictions provided by DNNs are reliable, and not trust the predictions providing by such "black box" models. Therefore, in this paper, we propose a novel network to explicitly model the enterprise credit rating problem using DNNs and attention mechanisms. The proposed model realizes explainable enterprise credit ratings. Experimental results obtained on real-world enterprise datasets verify that the proposed approach achieves higher performance than conventional methods, and provides insights into individual rating results and the reliability of model training.

Yan Hong, Li Niu, Jianfu Zhang et al.

In order to generate images for a given category, existing deep generative models generally rely on abundant training images. However, extensive data acquisition is expensive and fast learning ability from limited data is necessarily required in real-world applications. Also, these existing methods are not well-suited for fast adaptation to a new category. Few-shot image generation, aiming to generate images from only a few images for a new category, has attracted some research interest. In this paper, we propose a Fusing-and-Filling Generative Adversarial Network (F2GAN) to generate realistic and diverse images for a new category with only a few images. In our F2GAN, a fusion generator is designed to fuse the high-level features of conditional images with random interpolation coefficients, and then fills in attended low-level details with non-local attention module to produce a new image. Moreover, our discriminator can ensure the diversity of generated images by a mode seeking loss and an interpolation regression loss. Extensive experiments on five datasets demonstrate the effectiveness of our proposed method for few-shot image generation.