LGSep 30, 2024
Enhanced Credit Score Prediction Using Ensemble Deep Learning ModelQianwen Xing, Chang Yu, Sining Huang et al.
In contemporary economic society, credit scores are crucial for every participant. A robust credit evaluation system is essential for the profitability of core businesses such as credit cards, loans, and investments for commercial banks and the financial sector. This paper combines high-performance models like XGBoost and LightGBM, already widely used in modern banking systems, with the powerful TabNet model. We have developed a potent model capable of accurately determining credit score levels by integrating Random Forest, XGBoost, and TabNet, and through the stacking technique in ensemble modeling. This approach surpasses the limitations of single models and significantly advances the precise credit score prediction. In the following sections, we will explain the techniques we used and thoroughly validate our approach by comprehensively comparing a series of metrics such as Precision, Recall, F1, and AUC. By integrating Random Forest, XGBoost, and with the TabNet deep learning architecture, these models complement each other, demonstrating exceptionally strong overall performance.
AISep 7, 2020
Driving Tasks Transfer in Deep Reinforcement Learning for Decision-making of Autonomous VehiclesHong Shu, Teng Liu, Xingyu Mu et al.
Knowledge transfer is a promising concept to achieve real-time decision-making for autonomous vehicles. This paper constructs a transfer deep reinforcement learning framework to transform the driving tasks in inter-section environments. The driving missions at the un-signalized intersection are cast into a left turn, right turn, and running straight for automated vehicles. The goal of the autonomous ego vehicle (AEV) is to drive through the intersection situation efficiently and safely. This objective promotes the studied vehicle to increase its speed and avoid crashing other vehicles. The decision-making pol-icy learned from one driving task is transferred and evaluated in another driving mission. Simulation results reveal that the decision-making strategies related to similar tasks are transferable. It indicates that the presented control framework could reduce the time consumption and realize online implementation.
SPJul 16, 2020
Decision-making Strategy on Highway for Autonomous Vehicles using Deep Reinforcement LearningJiangdong Liao, Teng Liu, Xiaolin Tang et al.
Autonomous driving is a promising technology to reduce traffic accidents and improve driving efficiency. In this work, a deep reinforcement learning (DRL)-enabled decision-making policy is constructed for autonomous vehicles to address the overtaking behaviors on the highway. First, a highway driving environment is founded, wherein the ego vehicle aims to pass through the surrounding vehicles with an efficient and safe maneuver. A hierarchical control framework is presented to control these vehicles, which indicates the upper-level manages the driving decisions, and the lower-level cares about the supervision of vehicle speed and acceleration. Then, the particular DRL method named dueling deep Q-network (DDQN) algorithm is applied to derive the highway decision-making strategy. The exhaustive calculative procedures of deep Q-network and DDQN algorithms are discussed and compared. Finally, a series of estimation simulation experiments are conducted to evaluate the effectiveness of the proposed highway decision-making policy. The advantages of the proposed framework in convergence rate and control performance are illuminated. Simulation results reveal that the DDQN-based overtaking policy could accomplish highway driving tasks efficiently and safely.
AIJul 16, 2020
Dueling Deep Q Network for Highway Decision Making in Autonomous Vehicles: A Case StudyTeng Liu, Xingyu Mu, Xiaolin Tang et al.
This work optimizes the highway decision making strategy of autonomous vehicles by using deep reinforcement learning (DRL). First, the highway driving environment is built, wherein the ego vehicle, surrounding vehicles, and road lanes are included. Then, the overtaking decision-making problem of the automated vehicle is formulated as an optimal control problem. Then relevant control actions, state variables, and optimization objectives are elaborated. Finally, the deep Q-network is applied to derive the intelligent driving policies for the ego vehicle. Simulation results reveal that the ego vehicle could safely and efficiently accomplish the driving task after learning and training.