Chu Liu

Qi Zhang, Zhaopeng Feng, Xiaonan Shi et al.

Agent skills, which consist of reusable strategies that guide agent reasoning and action, have shown strong potential for improving model capability at inference time. However, current skill construction methods treat the problem as one-shot extraction, overlooking a fundamental tension: a skill tailored to the specific task fails to transfer, while the abstracted skill often provides insufficient guidance. We attribute this fragility to the absence of explicit mechanisms for skill specification and generalization. To address this gap, we introduce SkillComposer, a framework that decomposes skill construction into three learnable operations: create, improve, and merge. Trained via systematic rejection sampling recipe, SkillComposer enables language models to self-evolve skills at inference time and supports three deployment modes: offline for building generalized libraries, online for task-specific refinement, and hybrid for combining both. Comprehensive experiments on $τ^2$-Bench, LiveCodeBench v6, and AppWorld show that SkillComposer consistently outperforms baselines. Our SkillComposer-4B improves a 27B executor by up to +4.5 on agent tasks and +3.4 on code tasks, while generalizing across domains and task types unseen during training. Analysis reveals that merge and improve address orthogonal quality dimensions and that skill composition is a transferable meta-ability, providing a practical recipe for skill-augmented inference.

Qi Zhang, Shen Huang, Chu Liu et al.

Recent advances in persona-centric memory have revealed the powerful capability of multi-agent systems in managing persona memory, especially in conversational scenarios. However, these complex frameworks often suffer from information loss and are fragile across varying scenarios, resulting in suboptimal performance. In this paper, we propose DeltaMem, an agentic memory management system that formulates persona-centric memory management as an end-to-end task within a single-agent setting. To further improve the performance of our agentic memory manager, we draw inspiration from the evolution of human memory and synthesize a user-assistant dialogue dataset along with corresponding operation-level memory updating labels. Building on this, we introduce a novel Memory-based Levenshtein Distance to formalize the memory updating reward, and propose a tailored reinforcement learning framework to further enhance the management capabilities of DeltaMem. Extensive experiments show that both training-free and RL-trained DeltaMem outperform all product-level baselines across diverse long-term memory benchmarks, including LoCoMo, HaluMem, and PersonaMem.

Yu Lei, Zixuan Wang, Yiqing Feng et al.

Recent industrial credit scoring models remain heavily reliant on manually tuned statistical learning methods. Despite their potential, deep learning architectures have struggled to consistently outperform traditional statistical models in industrial credit scoring, largely due to the complexity of heterogeneous financial data and the challenge of modeling evolving creditworthiness. To bridge this gap, we introduce FinLangNet, a novel framework that reformulates credit scoring as a multi-scale sequential learning problem. FinLangNet processes heterogeneous financial data through a dual-module architecture that combines tabular feature extraction with temporal sequence modeling, generating probability distributions of users' future financial behaviors across multiple time horizons. A key innovation is our dual-prompt mechanism within the sequential module, which introduces learnable prompts operating at both feature-level granularity for capturing fine-grained temporal patterns and user-level granularity for aggregating holistic risk profiles. In extensive evaluations, FinLangNet significantly outperforms a production XGBoost system, achieving a 7.2% improvement in the KS metric and a 9.9% relative reduction in bad debt rate. Its effectiveness as a general-purpose sequential learning framework is further validated through state-of-the-art performance on the public UEA time series classification benchmark. The system has been successfully deployed on DiDi's international finance platform, serving leading financial credit companies in Latin America.

Yu Lei, Zixuan Wang, Chu Liu et al.

Large Language Models (LLMs) have demonstrated strong performance across various general Natural Language Processing (NLP) tasks. However, their effectiveness in financial credit assessment applications remains suboptimal, primarily due to the specialized financial expertise required for these tasks. To address this limitation, we propose ZiGong, a Mistral-based model enhanced through multi-task supervised fine-tuning. To specifically combat model hallucination in financial contexts, we introduce a novel data pruning methodology. Our approach utilizes a proxy model to score training samples, subsequently combining filtered data with original datasets for model training. This data refinement strategy effectively reduces hallucinations in LLMs while maintaining reliability in downstream financial applications. Experimental results show our method significantly enhances model robustness and prediction accuracy in real-world financial scenarios.

Feiteng Mu, Yong Jiang, Liwen Zhang et al.

Current research on tool learning primarily focuses on selecting the most effective tool from a wide array of options, often overlooking cost-effectiveness, a crucial factor in human problem-solving. In this paper, we address the selection of homogeneous tools by predicting both their performance and the associated cost required to accomplish a given task. We then assign queries to the optimal tools in a cost-effective manner. Our experimental results demonstrate that our method achieves higher performance at a lower cost compared to strong baseline approaches.