Yiqing Feng

Yijia Fang, Yiqing Feng, Bingyu Li et al.

Relay and reseller APIs increasingly intermediate access to large language models (LLMs), but users have no direct way to verify that a claimed endpoint is actually serving the advertised model. We introduce KBF, a low-cost black-box auditing protocol that fingerprints model APIs using stable numerical recall near the knowledge boundary. Across 16 production LLM endpoints, KBF flags all 155 economically relevant substitutions without rejecting any same-model controls, remains stable under deployment variation, detects high-separation mixed-routing attacks when only 5-10% of traffic is substituted, and finds that 7 of 27 platform model cells in a six-platform shadow API audit are statistically inconsistent with their reference endpoints, with inconsistencies concentrated on premium Claude endpoints.

Yu Lei, Zixuan Wang, Yiqing Feng et al.

Recent industrial credit scoring models remain heavily reliant on manually tuned statistical learning methods. Despite their potential, deep learning architectures have struggled to consistently outperform traditional statistical models in industrial credit scoring, largely due to the complexity of heterogeneous financial data and the challenge of modeling evolving creditworthiness. To bridge this gap, we introduce FinLangNet, a novel framework that reformulates credit scoring as a multi-scale sequential learning problem. FinLangNet processes heterogeneous financial data through a dual-module architecture that combines tabular feature extraction with temporal sequence modeling, generating probability distributions of users' future financial behaviors across multiple time horizons. A key innovation is our dual-prompt mechanism within the sequential module, which introduces learnable prompts operating at both feature-level granularity for capturing fine-grained temporal patterns and user-level granularity for aggregating holistic risk profiles. In extensive evaluations, FinLangNet significantly outperforms a production XGBoost system, achieving a 7.2% improvement in the KS metric and a 9.9% relative reduction in bad debt rate. Its effectiveness as a general-purpose sequential learning framework is further validated through state-of-the-art performance on the public UEA time series classification benchmark. The system has been successfully deployed on DiDi's international finance platform, serving leading financial credit companies in Latin America.

Mengqiu Xu, Ming Wu, Kaixin Chen et al.

Marine fog poses a significant hazard to global shipping, necessitating effective detection and forecasting to reduce economic losses. In recent years, several machine learning (ML) methods have demonstrated superior detection accuracy compared to traditional meteorological methods. However, most of these works are developed on proprietary datasets, and the few publicly accessible datasets are often limited to simplistic toy scenarios for research purposes. To advance the field, we have collected nearly a decade's worth of multi-modal data related to continuous marine fog stages from four series of geostationary meteorological satellites, along with meteorological observations and numerical analysis, covering 15 marine regions globally where maritime fog frequently occurs. Through pixel-level manual annotation by meteorological experts, we present the most comprehensive marine fog detection and forecasting dataset to date, named M4Fog, to bridge ocean and atmosphere. The dataset comprises 68,000 "super data cubes" along four dimensions: elements, latitude, longitude and time, with a temporal resolution of half an hour and a spatial resolution of 1 kilometer. Considering practical applications, we have defined and explored three meaningful tracks with multi-metric evaluation systems: static or dynamic marine fog detection, and spatio-temporal forecasting for cloud images. Extensive benchmarking and experiments demonstrate the rationality and effectiveness of the construction concept for proposed M4Fog. The data and codes are available to whole researchers through cloud platforms to develop ML-driven marine fog solutions and mitigate adverse impacts on human activities.