Vahab Khoshdel

Shayan Nejadshamsi, Yuanyuan Zhang, Shadi Zaki et al.

Accurate and timely crop yield prediction is crucial for global food security and modern agricultural management. Traditional methods often lack the scalability and granularity required for precision farming. This paper introduces CYPRESS (Crop Yield Prediction via Regression on Prithvi's Encoder for Satellite Sensing), a deep learning model designed for high-resolution, intra-field canola yield prediction. CYPRESS leverages a pre-trained, large-scale geospatial foundation model (Prithvi-EO-2.0-600M) and adapts it for a continuous regression task, transforming multi-temporal satellite imagery into dense, pixel-level yield maps. Evaluated on a comprehensive dataset from the Canadian Prairies, CYPRESS demonstrates superior performance over existing deep learning-based yield prediction models, highlighting the effectiveness of fine-tuning foundation models for specialized agricultural applications. By providing a continuous, high-resolution output, CYPRESS offers a more actionable tool for precision agriculture than conventional classification or county-level aggregation methods. This work validates a novel approach that bridges the gap between large-scale Earth observation and on-farm decision-making, offering a scalable solution for detailed agricultural monitoring.

Kiarash Shamsi, Danijel Novokmet, Joshua Peters et al.

Credit risk assessment is essential in the financial sector, but has traditionally depended on costly feature-based models that often fail to utilize all available information in raw credit records. This paper introduces LendNova, the first practical automated end-to-end pipeline for credit risk assessment, designed to utilize all available information in raw credit records by leveraging advanced NLP techniques and language models. LendNova transforms risk modeling by operating directly on raw, jargon-heavy credit bureau text using a language model that learns task-relevant representations without manual feature engineering. By automatically capturing patterns and risk signals embedded in the text, it replaces manual preprocessing steps, reducing costs and improving scalability. Evaluation on real-world data further demonstrates its strong potential in accurate and efficient risk assessment. LendNova establishes a baseline for intelligent credit risk agents, demonstrating the feasibility of language models in this domain. It lays the groundwork for future research toward foundation systems that enable more accurate, adaptable, and automated financial decision-making.